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Reasons Why You Should Lower Your Credit Card Limit

Having a lower credit limit is good for people who struggle with using their credit cards. Here are the reasons why you should lower your credit card limit. When it comes to credit cards, your credit limit is one of the most important things to consider. A credit limit is the amount of debt you … Continued

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10 Budgeting Myths You Need To Know

There are lots of myths, and some misconceptions, out there that concern living on a budget. Let’s take a look and debunk some of these outrageous budgeting myths. Myth 1. Why start now when I’ve never made a budget? Budgeting is one of those skills that everyone should possess and put in place. You risk … Continued

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How To Pay Off Your Credit Cards Sooner

Credit card debt and clearing your balance can be bothersome for most people. Having a plan or method to repay your debt, and reduce interest charges will allow you to manage your expenses more effectively. Here’s how to pay off your credit cards sooner, reduce your worries, and save money.  On-time payment To ensure you … Continued

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7 Savvy Ways To Reduce Debt

Are you looking for ways to help you get on top of your financial obligations? Here are MoMa’s seven tips and tricks on how to reduce debt that actually work. Unfortunately, among many Australians, debt has become the norm. It’s extremely hard to save for something of importance when you’re paying large sums of money … Continued

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Top Tips to Redecorate Your Home Without Breaking Your Budget

Some redecorating projects can freshen up your home without costing a fortune. Here are some simple tips on how to redecorate your home when you’re on a budget. When it comes to reviving your home, there is no denying that there’s an array of options that are available. However, all these options do generally come … Continued

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Are Finance Apps The New Gym Membership?

Are finance apps the new gym membership? As more people are looking after their financial wellbeing, we are downloading finance apps more than ever. But are these apps really helping us complete our financial goals? To put quite simply, Australian’s over the last decade have been looking for financial answers to make sense of their … Continued

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5 Financial Habits You Should Adopt When Young

Are you looking after your financial health wellbeing? We are downloading finance apps more than ever, but are these apps helping us develop financial habits to complete our goals and add value when young? How you manage your money early on in your life can and will lay the foundation for a strong financial future. … Continued

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Budget Tips For The Single Mum

How can a single mum save money? Here are some combined budget tips and tricks for learning to live on a budget as a single mum. It’s unquestionable that one of the biggest challenges for a single parent whether it be mother or father is the financial impact that it has not only on the children but … Continued

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Is It Time To Start Saving?

When and what age should you start saving? Saving money of any size is a clever financial exercise at any age for that matter. Doesn’t matter if that’s making money through chores at home or working for someone in a company, when you make money you should be saving! The first step when wanting to … Continued

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Do You Need Debt Counselling?

Debt counselling is a service provided that gives advice and support to people who are in financial difficulty. This service is majority funded by the government and is generally associated with an organisation; you’ll rarely will find a private debt counsellor.  More to the point, a debt counsellor identifies whether or not you are officially … Continued

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Will Getting A Loan Improve Your Credit Rating?

Is your credit report not looking good? There are practices you can do to improve your credit rating, such as paying your bills on time, disputing credit score errors, and getting a loan. Now, you might have taken a double look on that last entry and wonder, “Will getting a loan improve your credit rating?” … Continued

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Which Should You Pay First To Get Out Of Debts?

Borrowing money should be a financial tool and not a lifetime burden. So, which should you pay first to get out of debts? How much debt do you have? Check how much debt you’re carrying, and what sort it is. As opposed to the low-interest or no-interest debt, the high-interest debt costing you the most … Continued

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