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Home Renovation Budget — How To Stick To It?

Home Renovation Budget — How To Stick To It?

Renovating a home usually brings a positive experience to the owner as it adds value to their property and improves their overall quality of life. Setting aside a home renovation budget can be rewarding when the time comes that you need to fix your home. Blocked gutters, peeling paint, and broken fences can really cause … Continued

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Garage Sale Arbitrage: How To Set It Up

Garage Sale Arbitrage: How To Set It Up

A garage sale arbitrage is one of the options to get rid of the stuff you don’t need as soon as possible. It’s doable and can be fun while you earn some quick bucks, but it takes a good deal to work. Before having a garage sale, considering these pros and cons: Pros:  Most people … Continued

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10 Commonly Forgotten Expenses

10 Commonly Forgotten Expenses

It seems that most Australians cannot tell exactly how much they spend on a regular basis. As a result, these infrequent costs really blow the budget. Here are the 10 commonly forgotten expenses to save for to avoid getting caught short. 1. Annual physical You are supposed to have a physical checkup annually and visit … Continued

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Different Ways To Invest Your Money

Different Ways To Invest Your Money

It’s important to learn the different ways to invest the money you’ve worked hard to earn. It’s easier to decide which ones are right for your investing goals once you understand the available choices. Invest in bank and term deposits How this works is, for a fixed period, you invest an amount with your bank … Continued

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How To Teach Kids The Concept Of Money?

How To Teach Kids The Concept Of Money?

Given how vital financial skills are to navigate life, you should teach your kids the concept of money. Showing them the basics like budgeting, spending, and saving is significant to their personal growth. Money skills must be developed from children’s early age and fostered into young adulthood. In modern times, teaching our kids about money … Continued

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What to Consider Before Buying a Car?

What to Consider Before Buying a Car?

Choosing a car is about what you need, not what you want. Working out a budget before you look at models and prices will make buying a car easier. It will also ensure you don’t waste anyone’s time. Furthermore, how much you’ll pay depends on the car you buy. Once you understand the market value … Continued

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The Truth About Low-Interest Credit Cards

The Truth About Low-Interest Credit Cards

Low-interest credit cards, a.k.a. APR credit cards, can be great for people that carry a monthly balance forward. Unfortunately, you most likely won’t qualify. The dilemma is most credit card companies will only offer low rate credit cards to those with excellent credit, or at least above average.  Around 9% is the average rate for … Continued

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Buying versus Leasing a Car

Buying versus Leasing a Car

Buying versus leasing a car is one of the important considerations in your life or in your business as it grows. Whether it’s a first vehicle or a fleet, there are pros and cons to both, so let’s get down to it. Buying a car Whether it’s a full payment or a down payment with … Continued

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Term Deposit — Is It A Good Investment?

Term Deposit — Is It A Good Investment?

A term deposit, a.k.a. time deposit, is ‘setting and forgetting’ an amount at your bank while earning a higher rate of interest than a savings account. Now, what if you decide to break a term deposit? Do you have to notice your bank? What happens when the deposit matures? Early withdrawal of your Term Deposit … Continued

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How To Ask For A Raise

You worked hard, increased the bottom line, got praise from the boss, but your salary stays the same. Wait, what?! Although it can be nerve-racking, you should be prepared to ask your boss for a pay raise to improve your income. It gets frustrating when everyone around you seems to have leveled up, but you’re … Continued

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Gig Economy: What Is It And It’s Benefits

Things have changed drastically across most industries where the ‘gig economy’ has emerged. In a gig economy, more and more independent contractors are doing temporary and short assignments or simply ‘gigs’, such as food delivery or car journeys, rather than being employed permanently. Most people from the workforce are moving on from traditional work arrangements … Continued

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Money-Saving Tips For The Home

There is no better time to save money than now! There are tons of ways to get some cash back into your pocket, and you can even start at home. Here are some great money-saving tips you must try! Shopping list Create a shopping list before you go to the store to avoid stress. You … Continued

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