fbpx
Buying versus Leasing a Car

Buying versus Leasing a Car

Buying versus leasing a car is one of the important considerations in your life or in your business as it grows. Whether it’s a first vehicle or a fleet, there are pros and cons to both, so let’s get down to it. Buying a car Whether it’s a full payment or a down payment with … Continued

Read more
Term Deposit — Is It A Good Investment?

Term Deposit — Is It A Good Investment?

A term deposit, a.k.a. time deposit, is ‘setting and forgetting’ an amount at your bank while earning a higher rate of interest than a savings account. Now, what if you decide to break a term deposit? Do you have to notice your bank? What happens when the deposit matures? Early withdrawal of your Term Deposit … Continued

Read more

How To Ask For A Raise

You worked hard, increased the bottom line, got praise from the boss, but your salary stays the same. Wait, what?! Although it can be nerve-racking, you should be prepared to ask your boss for a pay raise to improve your income. It gets frustrating when everyone around you seems to have leveled up, but you’re … Continued

Read more

Gig Economy: What Is It And It’s Benefits

Things have changed drastically across most industries where the ‘gig economy’ has emerged. In a gig economy, more and more independent contractors are doing temporary and short assignments or simply ‘gigs’, such as food delivery or car journeys, rather than being employed permanently. Most people from the workforce are moving on from traditional work arrangements … Continued

Read more

Money-Saving Tips For The Home

There is no better time to save money than now! There are tons of ways to get some cash back into your pocket, and you can even start at home. Here are some great money-saving tips you must try! Shopping list Create a shopping list before you go to the store to avoid stress. You … Continued

Read more
When is it Time to Hire a Financial Advisor?

When is it Time to Hire a Financial Advisor?

Managing your finances is quite a challenge. If you’ve been thinking about your financial future, you’ve probably wondered where to begin and how to keep it up.  It can be made easier with the help of a certified financial advisor. A good financial plan makes the most difference. Low-cost consultations are offered to help clients … Continued

Read more

10 Steps To Create The Perfect Budget

Budgeting methods, such as envelope system and zero-based budget, can be incorporated in creating your perfect budget. Here’s how and then some. Setting up a budget is a prerequisite to a great financial plan. When done right, you’ll have the power to control your own money! “Control over your own money,” imagine that? As J.K. … Continued

Read more

Balance Transfers: How To Use Them Effectively

A balance transfer is moving an existing debt, such as credit card balances or car loans, from an account to another, and it is usually offered with lower interest rate. If your debt has gotten out of control or you’re committed to reform your spending habits, a balance transfer can be good for you.  The … Continued

Read more

10 Budgeting Myths You Need To Know

There are lots of myths, and some misconceptions, out there that concern living on a budget. Let’s take a look and debunk some of these outrageous budgeting myths. Myth 1. Why start now when I’ve never made a budget? Budgeting is one of those skills that everyone should possess and put in place. You risk … Continued

Read more

7 Savvy Ways To Reduce Debt

Are you looking for ways to help you get on top of your financial obligations? Here are MoMa’s seven tips and tricks on how to reduce debt that actually work. Unfortunately, among many Australians, debt has become the norm. It’s extremely hard to save for something of importance when you’re paying large sums of money … Continued

Read more

Do You Need Debt Counselling?

Debt counselling is a service provided that gives advice and support to people who are in financial difficulty. This service is majority funded by the government and is generally associated with an organisation; you’ll rarely will find a private debt counsellor.  More to the point, a debt counsellor identifies whether or not you are officially … Continued

Read more

Will Getting A Loan Improve Your Credit Rating?

Is your credit report not looking good? There are practices you can do to improve your credit rating, such as paying your bills on time, disputing credit score errors, and getting a loan. Now, you might have taken a double look on that last entry and wonder, “Will getting a loan improve your credit rating?” … Continued

Read more